Legal

Terms of Service

Last updated: March 14, 2026

Plain summary: Orvain is an information service, not a financial advisor. Use the content to inform yourself. Do not use it as the sole basis for financial decisions. Cancel anytime. Don't abuse the service.

Acceptance

By subscribing to Orvain — whether on the free tier or a paid tier — you agree to these terms. If you do not agree, do not subscribe.

These terms form the entire agreement between you and Orvain. No verbal representations, no implied warranties beyond what is stated here.

The Service

Orvain delivers a daily financial briefing by email at approximately 6AM EST on weekdays. The briefing covers financial market data, macroeconomic context, and scheduled events of relevance to financial markets.

We reserve the right to:

Not Financial Advice

This is important. Read it.

Nothing in any Orvain briefing constitutes financial advice, investment advice, trading recommendations, or a solicitation to buy or sell any security, asset, currency, or financial instrument.

Orvain is an information and context service. The data and analysis provided are for informational purposes only. Past market performance described in any briefing is not indicative of future results.

You are solely responsible for your own financial decisions. Consult a licensed financial advisor before making investment decisions. Orvain accepts no liability for financial losses incurred as a result of information contained in any briefing.

Subscriptions & Billing

Paid subscriptions (Core at €9/month, Edge at €19/month) are billed monthly in advance via Stripe. Billing occurs on the same date each month from the date of initial subscription.

Free Tier

The free tier is provided as-is with no guarantees of continued availability. We reserve the right to modify, restrict, or discontinue the free tier at any time. Free tier subscribers may receive occasional emails about upgrading to a paid tier — no more than once per month.

Acceptable Use

You may not:

Violation of these terms may result in immediate termination of your subscription without refund.

Affiliate Links

Orvain briefings may contain affiliate links to third-party financial products and services. If you click an affiliate link and make a purchase or sign up, Orvain may receive a commission. This does not affect the price you pay. Affiliate relationships do not influence editorial decisions about what is covered or how it is framed. We only link to products we believe are relevant and reputable.

Intellectual Property

All content published by Orvain — including briefing text, structure, design, and branding — is the property of Orvain. The name "Orvain" and the domain www.orvain.com are proprietary. Unauthorised use is prohibited.

Raw financial data (market prices, economic figures) are factual and not subject to copyright. Our curation, structuring, and commentary are original work.

Limitation of Liability

To the maximum extent permitted by applicable law, Orvain's total liability to you for any claim arising from these terms or use of the service is limited to the amount you paid in subscription fees in the three months preceding the claim.

Orvain is not liable for indirect, incidental, consequential, or punitive damages, including financial losses resulting from reliance on briefing content.

Governing Law

These terms are governed by the laws of Germany. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of Germany.

Changes to These Terms

We may update these terms from time to time. Material changes will be communicated to active subscribers by email at least 14 days before taking effect. Continued use of the service after that date constitutes acceptance of the updated terms.

Contact

Questions about these terms: